Products We Offer

Mobile Check Deposit! Safe Deposit Boxes! Debit Cards with Enhanced Controls to Turn Off/On at the Touch of your Fingertips!  And much more!  Visit us today to open your business or personal account.

Personal Lending

At Citizens State Bank, we offer direct person-to-person contact with our loan officers and support personnel to offer an exceptional lending experience throughout the entire lending process.  Let us find the right loan for you with our competitive rates and flexible terms.

Business Lending

We offer a wide variety of lending opportunities whether you are a start-up or looking to grow your existing business.  Avoid the large lender hassle and contact one of our loan specialists today.

Close up top view of young business people putting their hands together.

Mission Statement

Citizens State Bank is an independently owned community bank serving its customers since 1907. Providing our customers with fair, prompt, courteous, and convenient service is our ongoing mission. We are proud to be over 110 years old and are truly grateful for the friendship and loyalty of our customers, who are the most important link to our success. We invite you to enjoy the atmosphere of our hometown bank, where “Our People Make the Difference”.

Brad Burttschell
President and CEO