| Account | Description | Minimum to Open | Monthly Maintenance Fee | Monthly Withdrawal Limitations | Checks/Deposit Images Included in Statement |
|---|---|---|---|---|---|
| 5 Star Checking | No ATM fees at terminals within the U.S., Free Online and Mobile Banking, Debit Card,1 Free order of basic Wallet Checks per year, a Lower Interest Rate on a new consumer loan, a Premium Rate on a 5 month consumer CD. Direct Deposit and e-Statements are required. | $100 | $15 (fee avoided with a $1,500 minimum daily balance) | N/A | Yes (e-Statements required) |
| Simple Checking | Free Online and Mobile Banking, Debit Card, a Free initial set of Starter Checks upon account opening. Available only to consumer accounts for personal and household use. | $100 | No Account Maintenance Fee | N/A | No |
| Citizens Basic Checking | Free Online and Mobile Banking, Debit Card, a Free initial set of Starter Checks upon account opening. | $100 | $3 (fee avoided with a $350 minimum daily balance) | $0.50 for each debit in excess of 10 per statement cycle | Yes |
| Citizens Checking | Free Online and Mobile Banking, Debit Card, a Free initial set of Starter Checks upon account opening. | $100 | $7.50 (fee avoided with a $750 minimum daily balance or a $1,500 average daily collected balance) | $0.25 for each debit in excess of 27 per statement cycle (fee avoided with a $1,500 average daily collected balance) | Yes |
| Citizens 55+ Checking | Free Online and Mobile Banking, Debit Card, a Free initial set of Starter Checks upon account opening. Direct Deposit of a Retirement Benefit is required. | $100 | $4 (fee avoided with a $750 minimum daily balance or a $1,500 average daily collected balance) | $0.25 for each debit in excess of 27 per statement cycle (fee avoided with a $1,500 average daily collected balance) | Yes |
| Citizens Plus Checking N.O.W. (Interest Bearing) | Interest Bearing. Free Online and Mobile Banking, Debit Card, a Free initial set of Starter Checks upon account opening. | $100 | $11 (fee avoided with an $1,100 minimum daily balance or a $1,500 average daily collected balance) | $0.25 for each debit in excess of 27 per statement cycle (fee avoided with a $5,000 average daily collected balance) | Yes |
| Citizens Money Market (Interest Bearing) | Interest Bearing (Tiered Rates). Free Online and Mobile Banking, Debit Card, a Free initial set of Starter Checks upon account opening. | $100 | $15 (fee avoided with a $2,500 minimum daily balance) | $5 for any combination of preauthorized transfers or third-party debit in excess of 6 per statement cycle | Yes |
| Minor's Savings (Interest Bearing) | Interest Bearing. Free Online and Mobile Banking. | $100 | $2 (fee avoided with a $100 minimum daily balance) | $1 for each debit in excess of 1 per statement cycle (fee avoided with a minimum daily balance of $1,000) | No |
| Statement Savings (Interest Bearing) | Interest Bearing. Free Online and Mobile Banking. | $100 | $3 (fee avoided with a $500 minimum daily balance) | $1 for each debit in excess of 1 per statement cycle (fee avoided with a minimum daily balance of $1,000) | No |
| Health Savings (Interest Bearing) | A tax-exempt trust or custodial account for those with high deductible health plans. Established exclusively for the purpose of paying or reimbursing qualified medical expenses. | $250 | No | No | No |
| Traditional IRA (Interest Bearing) | A retirement account allowing you to defer taxes on the earnings of your contributions until they are withdrawn. | $500 | no | no | no |
| Roth IRA (Interest Bearing) | A retirement account which contributions are not tax deductible, therefore, when you are eligible distributions will not be taxed. | $500 | no | no | no |
| Certificate of Deposit (Interest Bearing) | We offer a wide variety of CDs, along with competitive rates to meet your financial needs. | $1,000 | no | no | no |
The information provided above is for informational use only. Please contact our New Account department for full disclosures.
Contact us today!
New Accounts
Phone: (979)885-3571
Toll Free: (800)222-4252