Are you thinking about building your dream home, taking a well-deserved vacation, consolidating debt, or buying the car you always wanted?  Let us find the right loan to make your dreams become a reality.  Our loan specialists are ready to answer your questions.

Consumer Real Estate Loans

  • Interim Construction
  • Residential
  • Home Equity
  • Home Improvement

Citizens State Bank specializes in construction and home lending offering direct person-to-person contact with loan officers and support personnel.  In choosing CSB, customers will avoid the hassle associated with large lenders and underwriters.  CSB’s streamlined “in-house” approvals grant customers the opportunity to typically close before the industry norm of 30 days.  Let Citizens State Bank find the right loan for you with our competitive rates and flexible terms.

Additional Consumer Loans

  • New/Used Auto
  • Recreational Vehicles
  • Boats
  • Vacations
  • Secured – Certificate of Deposit
  • Unsecured
  • And more.

Don’t wait! Contact us today!
Phone: (979)885-7455 ext. 255
Toll free: (800)222-4252
NMLS# 466636