| Account | Description | Minimum to Open | Monthly Maintenance Fee | Monthly Withdrawal Limitations | Checks/Deposit Images Included in Statement |
|---|---|---|---|---|---|
Account 5 Star Checking | Description No ATM fees at terminals within the U.S., Free Online and Mobile Banking, Debit Card,1 Free order of basic Wallet Checks per year, a Lower Interest Rate on a new consumer loan, a Premium Rate on a 5 month consumer CD. Direct Deposit and e-Statements are required. | Minimum to Open $100 | Monthly Maintenance Fee $15 (fee avoided with a $1,500 minimum daily balance) | Monthly Withdrawal Limitations N/A | Checks/Deposit Images Included in Statement Yes (e-Statements required) |
Account Simple Checking | Description Free Online and Mobile Banking, Debit Card, a Free initial set of Starter Checks upon account opening. Available only to consumer accounts for personal and household use. | Minimum to Open $100 | Monthly Maintenance Fee No Account Maintenance Fee | Monthly Withdrawal Limitations N/A | Checks/Deposit Images Included in Statement No |
Account Citizens Basic Checking | Description Free Online and Mobile Banking, Debit Card, a Free initial set of Starter Checks upon account opening. | Minimum to Open $100 | Monthly Maintenance Fee $3 (fee avoided with a $350 minimum daily balance) | Monthly Withdrawal Limitations $0.50 for each debit in excess of 10 per statement cycle | Checks/Deposit Images Included in Statement Yes |
Account Citizens Checking | Description Free Online and Mobile Banking, Debit Card, a Free initial set of Starter Checks upon account opening. | Minimum to Open $100 | Monthly Maintenance Fee $7.50 (fee avoided with a $750 minimum daily balance or a $1,500 average daily collected balance) | Monthly Withdrawal Limitations $0.25 for each debit in excess of 27 per statement cycle (fee avoided with a $1,500 average daily collected balance) | Checks/Deposit Images Included in Statement Yes |
Account Citizens 55+ Checking | Description Free Online and Mobile Banking, Debit Card, a Free initial set of Starter Checks upon account opening. Direct Deposit of a Retirement Benefit is required. | Minimum to Open $100 | Monthly Maintenance Fee $4 (fee avoided with a $750 minimum daily balance or a $1,500 average daily collected balance) | Monthly Withdrawal Limitations $0.25 for each debit in excess of 27 per statement cycle (fee avoided with a $1,500 average daily collected balance) | Checks/Deposit Images Included in Statement Yes |
Account Citizens Plus Checking N.O.W. (Interest Bearing) | Description Interest Bearing. Free Online and Mobile Banking, Debit Card, a Free initial set of Starter Checks upon account opening. | Minimum to Open $100 | Monthly Maintenance Fee $11 (fee avoided with an $1,100 minimum daily balance or a $5,000 average daily collected balance) | Monthly Withdrawal Limitations $0.25 for each debit in excess of 27 per statement cycle (fee avoided with a $5,000 average daily collected balance) | Checks/Deposit Images Included in Statement Yes |
Account Citizens Money Market (Interest Bearing) | Description Interest Bearing (Tiered Rates). Free Online and Mobile Banking, Debit Card, a Free initial set of Starter Checks upon account opening. | Minimum to Open $100 | Monthly Maintenance Fee $15 (fee avoided with a $2,500 minimum daily balance) | Monthly Withdrawal Limitations $5 for any combination of preauthorized transfers or third-party debit in excess of 6 per statement cycle | Checks/Deposit Images Included in Statement Yes |
Account Minor's Savings (Interest Bearing) | Description Interest Bearing. Free Online and Mobile Banking. | Minimum to Open $100 | Monthly Maintenance Fee $2 (fee avoided with a $100 minimum daily balance) | Monthly Withdrawal Limitations $1 for each debit in excess of 1 per statement cycle (fee avoided with a minimum daily balance of $1,000) | Checks/Deposit Images Included in Statement No |
Account Statement Savings (Interest Bearing) | Description Interest Bearing. Free Online and Mobile Banking. | Minimum to Open $100 | Monthly Maintenance Fee $3 (fee avoided with a $500 minimum daily balance) | Monthly Withdrawal Limitations $1 for each debit in excess of 1 per statement cycle (fee avoided with a minimum daily balance of $1,000) | Checks/Deposit Images Included in Statement No |
Account Health Savings (Interest Bearing) | Description A tax-exempt trust or custodial account for those with high deductible health plans. Established exclusively for the purpose of paying or reimbursing qualified medical expenses. | Minimum to Open $250 | Monthly Maintenance Fee No | Monthly Withdrawal Limitations No | Checks/Deposit Images Included in Statement No |
Account Traditional IRA (Interest Bearing) | Description A retirement account allowing you to defer taxes on the earnings of your contributions until they are withdrawn. | Minimum to Open $500 | Monthly Maintenance Fee no | Monthly Withdrawal Limitations no | Checks/Deposit Images Included in Statement no |
Account Roth IRA (Interest Bearing) | Description A retirement account which contributions are not tax deductible, therefore, when you are eligible distributions will not be taxed. | Minimum to Open $500 | Monthly Maintenance Fee no | Monthly Withdrawal Limitations no | Checks/Deposit Images Included in Statement no |
Account Certificate of Deposit (Interest Bearing) | Description We offer a wide variety of CDs, along with competitive rates to meet your financial needs. | Minimum to Open $1,000 | Monthly Maintenance Fee no | Monthly Withdrawal Limitations no | Checks/Deposit Images Included in Statement no |
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