Commercial Lending

Commercial Lending

Lending to fit your business needs.

Citizens State Bank offers a wide variety of lending opportunities whether you are starting your own business or looking to grow your existing business. Visit one of our loan specialists today and let us help you achieve your goals.

Commercial Real Estate Loans

  • Owner occupied
  • Construction
  • Land
  • Multi-family properties
  • Income/Investment properties
  • Office properties
  • Retail properties

Commercial Non-Real Estate Loans

  • Small business/working capital loan
  • Equipment/inventory/leases/FF & E loan
  • Accounts receivable loan
  • Asset based loan
  • Commercial and industrial loan
  • Line of Credit
  • Secured certificate of deposit loan
  • Marketable securities loan
  • Unsecured loans

Call direct Loan Department at (979)885-7455 ext. 255
Call Toll Free at (800)222-4252

Citizens State Bank

Loan Officers:


Bill Burttschell
NMLS# 507317


Brad Burttschell
NMLS# 507318


Christopher Nanez
NMLS# 762220


Jay Aguado
NMLS# 1301390


Daryl Okonski
NMLS# 1539282