User name:

Additional Services

Smart Up


CSB now can add smart services to your account for only $5.00 per month.

These services can be added to any consumer deposit account and offers a wide variety of benefits including:

  • LifeLock Identity Theft Protection
  • Eyeware & Eyecare Discounts
  • Accidental Death & Common Carrier Insurance
  • Easy Saver Retail Discounts

Click on the links below to learn more about the services provided.




Remote Capture

Remote Deposit Capture allows customers the ability to change the way they make deposits. This product allows our Commercial Customers the convenience to receive checks from customers and make a deposit directly into our bank from the comfort of their own office. The process is simple:

  • Receive a Check Payment
  • Scan the Checks using a bank provided Scanner
  • Create the Deposit Ticket on-line using the Remote Capture Software
  • Electronically submit the Deposits to CSB

Fast, Easy, Convenient, and Secure... saving customers Time, Effort, and Expense.

*Approved Contract Required.

Click on the video to learn more or call us to apply for this new service.


Internet Banking


Internet Banking with Citizens State Bank provides a convenient way of banking right from the privacy of your computer.  You may access your bank account via the Internet to transfer money, check account balances, confirm deposits and withdrawals, and view check images.  Enjoy direct access to your account 24 hours a day, seven days a week.

For more information, please contact us at 979-885-3571 or email us at

To submit an online application for Internet Banking, go to click on Internet Banking.  Then click on Internet Banking Application and follow the directions.

ATM / Debit MasterCard


Your money is always within reach!

  • Make purchases quick and easy with your card. 
  • Your ATM/Debit MasterCard is easy to use and money in your pocket day or night, seven days a week, nationwide and internationally.
  • You can use your ATM/Debit MasterCard to pay for purchases at grocery stores, gas stations, restaurants, shopping malls, and more.
  • Your ATM/Debit MasterCard permits maximum cash withdrawals of at least $800.00 per day.
  • ATM/Debit MasterCard is $3.00.

CSB Televoice

CSB TeleVoice/Phone Banking makes it possible to check on account balances, verify deposits, transfer funds, and make loan payments, all by using your touchtone telephone. This service is available to you 24 hours a day, 7 days a week. You simply call the toll-free number below to perform real-time, confidential banking transactions. And you can call as often as you like, there's no charge for the call or transaction.

From any Touch-Tone Telephone call 1-800-501-2778

How to set your new personal PIN number – The first use only

- Press 1 for English or 2 for Spanish
- Press 1 for account information

  • Press 1 for checking account information
  • Press 2 for savings account information
  • Press 3 for certificate of deposit information
  • Press 4 for individual retirement account information
  • Press 5 for loan account information

- Enter your appropriate account number followed by the #.
- Enter the Temporary 4 digit PIN which is the last four digits of the primary account holder’s social security number.
- The response will say “You are required to change your PIN number. Please enter your new PIN number followed by the # sign or press * to return to the previous menu.”
- Enter a new 4 digit personal PIN of your choice followed by #.
- Reenter your personal PIN followed by #.
- Follow the prompts to make your selections.

Daily use of Telephone Banking

- Press 1 for English or 2 for Spanish
- Press 1 for account information

  • For your current balance and last deposit amount, Press 1
  • To review transactions, Press 2
  • To transfer funds, Press 3
  • For Interest information, Press 4
  • To change your PIN, Press 5
  • To inquire on another account, Press 6

- Press 2 for savings account information
- Press 3 for certificate of deposit information
- Press 4 for individual retirement account information
- Press 5 for loan account information

Safe Deposit Boxes

A safe deposit box is a great way to protect your valuables and important papers. Wills, photo negatives, insurance papers, birth certificates, deeds, investment certificates, bonds, rare coins, and valuable jewelry are just a few of the items stored in safe deposit boxes.  Rental fees start at $20.00 per year, so enjoy the peace of mind of having your valuables protected.  Safe deposit boxes are leased to established (90 days) bank customers ONLY.  Contents of safe deposit boxes are not insured against loss by Citizens State Bank. Call our deposit counselors for all the details at (979) 885-7455, Ext.256 or Toll Free at (800) 222-4252, Ext. 256.

Size Annual Cost
3 x 5 " $20.00
4 x 5 " $25.00
5 x 5 " $30.00
3 x 10 " $35.00
3.5 x 10 " $40.00
5 x 10 " $45.00
5.5 x 10 " $50.00
10 x 10 " $90.00
Lost Key $25.00
Drilling fee due to loss of keys or delinquent rent $100.00
Monthly late charge on past due rent $10.00


Direct Deposit

- ABA Routing Number - 113104275

- Quick & Simple Switch Link

ACH Services /

- ABA Routing Number - 113104275

Savings Bonds

 - Savings Bonds can be purchased via Internet Banking.
   After entering your User ID and Password. 
   Click on Other Services
   Click on Savings Bonds

Credit Reports

Fraud Info


Tips to Protect Your Social Security Number (SSN)

Never use SSN as a PIN - Memorize your PIN numbers
Never give SSN, Account Numbers, Passwords, Mothers Maiden Name, Birth Date, PIN, or Personal
information over the phone unless you initiated the call.
Never print your SSN or Drivers license on pre-printed checks.
Don't carry your SSN in your wallet unless you need it that day.
Don't allow clerks to handwrite SSN on checks as ID.

Phishing Scams

Phishing refers to fraudulent communications designed to deceive consumers into divulging personal, financial, or account information including their user name and password, credit card information and social security number.  These e-mails often create a false sense of urgency intended to provoke the recipient to take immediate action; for example, phishing emails frequently instruct recipients to validate or update account information or face cancellation of services.

Always report phishing or spoofed emails by forwarding the email to the following groups: 

Anti Phishing Network -
Federal Trade Commission - 
Internet Fraud Complaint Center of the FBI by filing a complaint on their website:

Rules for Fighting Against Identity Theft

Never user someone else's computer to access any of your accounts  that require a user name and password.
Change your passwords often.
Never give your SSN, Account Number or PIN to anyone over the phone.
Remove mail promptly from your mailbox.
Always shred old files, expired credit cards, unsolicited credit card applications, unused checks and deposit slips.
Never set your computer to remember your password.

Citizens State Bank

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