Additional Services
E-STATEMENTS Smart Up Remote Capture Internet Banking ATM / Debit Mastercard CSB Televoice Safe Deposit Boxes Overdraft Privilege Direct Deposit ACH Services / Wire Transfers Savings Bonds Fraud Info
Smart Up
CSB now can add smart services to your account for only $5.00 per month.
These services can be added to any consumer deposit account and offers a wide variety of benefits including:
- LifeLock Identity Theft Protection
- Eyeware & Eyecare Discounts
- Accidental Death & Common Carrier Insurance
- Easy Saver Retail Discounts
Click on the links below to learn more about the services provided.
Remote Capture
Remote Deposit Capture allows customers the ability to change the way they make deposits. This product allows our Commercial Customers the convenience to receive checks from customers and make a deposit directly into our bank from the comfort of their own office. The process is simple:
- Receive a Check Payment
- Scan the Checks using a bank provided Scanner
- Create the Deposit Ticket on-line using the Remote Capture Software
- Electronically submit the Deposits to CSB
Fast, Easy, Convenient, and Secure... saving customers Time, Effort, and Expense.
*Approved Contract Required.
Click on the video to learn more or call us to apply for this new service.
Internet Banking
Internet Banking with Citizens State Bank provides a convenient way of banking right from the privacy of your computer. You may access your bank account via the Internet to transfer money, check account balances, confirm deposits and withdrawals, and view check images. Enjoy direct access to your account 24 hours a day, seven days a week.
For more information, please contact us at 979-885-3571 or email us at newaccounts@csbsealy.com
To submit an online application for Internet Banking, go to http://www.csbsealy.com/and click on Internet Banking. Then click on Internet Banking Application and follow the directions.
ATM / Debit MasterCard
Your money is always within reach!
Make purchases quick and easy with your card. Your ATM/Debit MasterCard is easy to use and money in your pocket day or night, seven days a week, nationwide and internationally. You can use your ATM/Debit MasterCard to pay for purchases at grocery stores, gas stations, restaurants, shopping malls, and more. Your ATM/Debit MasterCard permits maximum cash withdrawals of at least $800.00 per day. ATM/Debit MasterCard is $3.00.
CSB Televoice
CSB TeleVoice makes it possible to check on account balances, verify deposits, transfer funds, and find out about the latest interest rates, all by telephone. This service is available 24 hours a day, 7 days a week.
From any Touch-Tone Telephone call 979-885-2267 - out of town call 1-800-501-2778
To access information you will need a touch-tone telephone, your account number and a Personal Identification Number (PIN). Before using this feature for the first time, please call our Customer Service Department at 979-885-7455, ext. 257, or toll free 800-222-4252, ext 257. The system will guide you through the process of selecting a PIN for future use. Protect the secrecy of your Personal Identification Number. Do not give anyone your number or write it where it could be discovered by others.
Instructions for using CSB TeleVoice:
TeleVoice will greet you and ask you to select from the following Main Menu:
For Account Information and Funds Transfer , press 1 For Instruction on How to Use This System , press 2 For Rate and Product Information , press 3 To Repeat This Menu , press 9 To Speak with a Customer Service Representative , press 0
Once you have made your choice, you will then hear a list of options available to you. Please listen carefully and follow the instructions.
Selection 1 from Main Menu
You are in the Account Information and Funds Transfer menu
Checking and Money Market accounts, press 1 Savings accounts, press 2 Loan accounts, press 3 Certificates of Deposit and Individual Retirement accounts, press 4 Transfer Funds, press 5 Return to Previous Menu, press 8 Repeat this Menu, press 9 Speak to Customer Service Representative, press 0
After making your selection you will be instructed to ---
Please enter your checking account number and then press the * key. Please enter your four-digit PIN #.
Selection 2 from Main Menu
Instructions on How to Use This System
Selection 3 from Main Menu
Rate and Product Information
For Rates on Checking Accounts, press 1 For Rates on Statement Savings Accounts, press 2 For Rates on Certificates of Deposit, press 3 For Rates on Money Market Accounts, press 4 For Rates on Individual Retirement Accounts, press 5 For Rates on Consumer Loans, press 6 For Rates on Mortgages, press 7 To Return to Previous Menu, press 8 To Repeat this Menu, press 9 To speak to a Customer Service Representative, press 0
Selection 9 from Main Menu
Menu will be repeated
Selection 0 from Main Menu
Speak to a Customer Service Representative Will connect you to an operator during regular banking hours
Safe Deposit Boxes
A safe deposit box is a great way to protect your valuables and important papers. Wills, photo negatives, insurance papers, birth certificates, deeds, investment certificates, bonds, rare coins, and valuable jewelry are just a few of the items stored in safe deposit boxes. Rental fees start at $20.00 per year, so enjoy the peace of mind of having your valuables protected. Safe deposit boxes are leased to established (90 days) bank customers ONLY. Contents of safe deposit boxes are not insured against loss by Citizens State Bank. Call our deposit counselors for all the details at (979) 885-7455, Ext.256 or Toll Free at (800) 222-4252, Ext. 256.
| Size | Annual Cost |
| 3 x 5 " | $20.00 |
| 4 x 5 " |
$25.00 |
| 5 x 5 " | $30.00 |
| 3 x 10 " | $35.00 |
| 3.5 x 10 " | $40.00 |
| 5 x 10 " | $45.00 |
| 5.5 x 10 " | $50.00 |
| 10 x 10 " | $90.00 |
| Lost Key | $25.00 |
| Drilling fee due to loss of keys or delinquent rent | $100.00 |
| Monthly late charge on past due rent | $10.00 |
Overdraft Privileges
As a non contractual courtesy, Citizens State Bank will pay your checks into the overdraft up to $800.00 which will include normal overdraft charges of $29.00 per item.
Enjoy these advantages:
Prevents having a check returned. Avoids merchant return check fees. For more details, call our Customer Service Representatives:
(979) 885-7455, ext. 256; Toll free (800) 222-4252, ext. 256
* Offer is available only to Consumer Accounts, subject to credit approval
Direct Deposit
- ABA Routing Number - 113104275
ACH Services /
- ABA Routing Number - 113104275
Savings Bonds
- Savings Bonds can be purchased via Internet Banking.
After entering your User ID and Password.
Click on Other Services
Click on Savings Bonds
Credit Reports
http://www.annualcreditreport.com/
Fraud Info
Tips to Protect Your Social Security Number (SSN)
Never use SSN as a PIN - Memorize your PIN numbers
Never give SSN, Account Numbers, Passwords, Mothers Maiden Name, Birth Date, PIN, or Personal
information over the phone unless you initiated the call.
Never print your SSN or Drivers license on pre-printed checks.
Don't carry your SSN in your wallet unless you need it that day.
Don't allow clerks to handwrite SSN on checks as ID.
Phishing Scams
Phishing refers to fraudulent communications designed to deceive consumers into divulging personal, financial, or account information including their user name and password, credit card information and social security number. These e-mails often create a false sense of urgency intended to provoke the recipient to take immediate action; for example, phishing emails frequently instruct recipients to validate or update account information or face cancellation of services.
Always report phishing or spoofed emails by forwarding the email to the following groups:
Anti Phishing Network - http://www.antiphishing.com/
Federal Trade Commission - http://www.consumer.gov/idtheft/
Internet Fraud Complaint Center of the FBI by filing a complaint on their website: http://www.ic3.gov/complaint/
Rules for Fighting Against Identity Theft
Never user someone else's computer to access any of your accounts that require a user name and password.
Change your passwords often.
Never give your SSN, Account Number or PIN to anyone over the phone.
Remove mail promptly from your mailbox.
Always shred old files, expired credit cards, unsolicited credit card applications, unused checks and deposit slips.
Never set your computer to remember your password.
