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Deposit Products

At Citizens State Bank, we offer a wide range of banking products for individuals and business owners as well.  We offer you choices so that you can have an account that will help you achieve your specific financial goals.  Whatever your banking needs, we offer solutions, convenience, technology and most of all, the atmosphere of our hometown bank, where? "Our People Make the Difference".

Please contact our New Accounts Department to assist you with more information at 979-885-7455 ext 256 or Toll free at 800-222-4252 ext 256.




Certificates of Deposit
We offer a variety of certificates of deposit to fit your needs. Our rates are competitive based on the term and amount. Contact our office for details and current rates.
Account Type Min. Deposit to Open Account Min. Balance to Obtain Annual Percentage Yield (APY)
One Month CD $2,500.00 $2,500.00
Three Month CD $2,500.00 $2,500.00
Six Month CD $2,500.00 $2,500.00

Seven Month CD



 Nine Month CD



One Year CD $1,000.00 $1,000.00
15 Month CD $1,000.00 $1,000.00
18 Month CD $1,000.00 $1,000.00
Two Year CD $1,000.00 $1,000.00
Three Year CD $1,000.00 $1,000.00
Individual Retirement Account $500.00 N/A


Individual Retirement Account
Today, one of the greatest challenges facing American workers is assuring their financial security in retirement. Contact us for information on IRAs, Roth IRAs, SEP (Simplified Employer Plans), CESA (Coverdell Education Savings Accounts), and HSA (Health Savings Accounts).

Citizens State Bank

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