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Internet Banking Security Statement and Electronic Privacy Disclosure

Citizens State Bank, Sealy, TX

Internet Banking Security Statement

Citizens State Bank employs the latest in Internet Security and User Authentication to ensure that data being transmitted through the Internet Banking System is secure from unauthorized access.  The methods are outlined below.

Digital Ids from VeriSign
Citizens State Bank's IBS system uses digital IDs certified by VeriSign, an industry leader in digital identification certificates, to authenticate user information and provide access to the data through the system.

How do digital IDs work?
Digital IDs work off of a matched key setup where the server has a "private" key issued only to the server and a "public" key widely distributed to the bank's customers.  A digital ID requires a matched pair of keys that are unique to each other to encrypt and decrypt data.  With this setup, transactions created,  encrypted, and transmitted by bank customers using the public key can only be decrypted by the other key in the pair running on the server.

Secured Data Transmission
The Internet Banking System combined with digital ID authentication through VeriSign allow the server to implement Secure Sockets Layer (SSL) protocol, the standard technology for secure web-based communications.  With SSL, data traveling between the bank and customer is encrypted and can only be decrypted through the pairing of the public and private key pair.  SSL capability is built into server hardware and browsers, but requires a digital ID to be functional.

Server Access
Server access is protected using a firewall computer and the leading firewall software, CheckPoint's Firewall-1.  Firewall computers provide secure access to the Web Server and Checkpoint's software by only allowing authorized traffic to hit the Server.

PassMark is a new online security feature that is now a standard part of your Citizens State Bank Internet Banking experience.  As part of our ongoing commitment to help protect you against identity theft and fraud, PassMark helps prevent unauthorized access to your accounts while reassuring you that you're at the valid Citizens State Bank website.  PassMark consist of three parts:  an image, an image phrase, and three challenge questions that are secrets between you and Citizens State Bank.  All three parts help protect you, whether you're signing into Internet Banking from your own computer, or from somewhere else (such as work or a public library).

By combining the latest technology with authenticated access to the web server, Citizens State Bank makes your Internet Banking transactions secure.

Electronic Privacy Disclosure

It is Citizens State Bank's goal to make our products and services available to our customers at all times through our website, We are committed to providing such services while ensuring your information remains private and confidential.

It is our Pledge to any visitor to our website will remain anonymous. Although we collect user contact information and digital ID authentication, this information is gathered solely for the purpose to serve support requests more efficiently. This information is not distributed to third parties. Its primary purpose is to serve our customers better.

This website gathers aggregate information including anonymous website statistics. The Bank uses this information to determine the level of interest in the information available on our website.

The online banking section of our website uses enhanced software to protect the privacy and security of your personal information. Passwords to your online banking are encrypted therefore unreadable by Bank employees. The website and online banking section may contain links to other websites. The Bank is not responsible for the privacy and security practices employed by third party websites. We recommend you review the privacy and security policies of third party websites before providing personal or confidential information. Citizens State Bank is not responsible for the content nor does it guarantee the products and services offered by third party websites.

If you are already a Citizens State Bank customer, we thank you for your account relationship. If you are not, we hope our website answers your questions about our products and services. If there are any questions, please email us using our simple form under Contact Us.

Citizens State Bank

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